Our Service

We take a more personal approach to banking with you. With CapitalBank Personal Banking, our aim is simple: to offer customized and superior banking solutions that genuinely makes banking – and life – much more convenient. This is what we call the capital Treatment U deserve!

  • Accounts
  • Loans
  • Churches and Schools Finance
  • Digital Banking Solutions
  • Advisory Services

Build your personal wealth as your business grows and your needs change; make sure your personal wealth plan keeps pace. CapitalBank’s crop of seasoned Relationship Managers can help you develop an integrated business and personal banking strategy that maximises and protects your wealth – now, and in the years to come.

CapitalBank Personal Banking Current Account offers a number of banking, lifestyle and protection benefits designed to make life easier. Your RM will be able to provide you with information on all of the benefits available to you, which includes access to loans and overdrafts.

Smart banking starts with savings to enjoy better options and greater rewards. Our Savings Accounts offer a host of benefits that make managing and saving your money both convenient and rewarding.

A highly specialised tailor-made made hybrid accounts specifically designed for the customer segments below:

  • Diva Banking Club accounts exclusively designed for women empowerment.
  • Campus Banking Club accounts exclusively designed for students
  • Senior Citizens Club accounts exclusively designed for pensioners and senior adults in general.
  • Capital Kiddie Accounts exclusively designed for children from birth to 17 years.


All Capital Bank Club Accounts feature free Internet Banking, free Mobile Banking and a free ATM card.

FDA is an investment product for the customer with a long investment time horizon. It is an investment of a fixed amount for a fixed period i.e. 30, 60, 90, 180 or 360 days at a predetermined fixed interest rate. Rates are negotiable.

The CapitalFund is a hybrid account with the flexibility of providing a cheque issuing facility and enjoying benefits of a savings account. The CapitalBuilder account is an investment account with an attractive interest rate equivalent to an FDA.

Access to CapitalBank Markets expertise and competitive foreign exchange pricing. CapitalBank also offers low charges on foreign exchange payments on all outward standard international payments across all channels

A custom made investment accounts specifically designed for churches with cash builder agenda. With a dedicated Personal Banking Relation Manager and an added – (SpeedBanking, ATMs, Ezwich, Prepaid Visa Cards etc.) that way you can enjoy the capital treatment you deserve, Value 4 U.