Young Achiever Account


It is every parent’s dream to provide their children with the best financial security.

We at Capital Bank believe in this dream and have therefore developed a product that will help you save with ease and relieve you of the financial pressure that comes with the high cost of funding required at the secondary and tertiary levels. The Young Achievers account has to variants namely Junior Achievers targeting children from 0 to 12 and Teen Achievers also targets children from 13-17.

Our team of banking advisors will also provide you with expert advisory and customer-centric services while you save towards a brighter future for your children. 



  • Initial opening balance GH¢10
  • Minimum operating balance GH¢100
  • Free standing instruction into account
  • Interest is tiered and is 2% above the Capital savings account rate
  • Interest earning threshold of GH¢500
  • Monthly e-statement
  • Child(ren) from 13-17 years old would have access to an e-zwich card
  • Digital financial literacy for child(ren)
  • Free e-suite package (i.e. SMS alerts, internet banking, mobile banking etc.)
  • Options to withdraw are once a quarter, once a year and No withdrawal until the child attains 18 years


  • Low opening/operating minimum balances.
  • No monthly charges on the account
  • Free e-suite package (i.e. SMS alerts, internet banking, mobile banking etc.)
  • A special Capital Bank branded gift item once the account reaches GHS5000 and GHS10000
  • Discounts to be enjoyed from partners outlets


  • Birth certificate of the applicant
  • Any National ID of the parent (Voters, NHIS, Passport, National ID)
  • Proof of Address
  • 1Passport size picture of the applicant
  • 2 Passport size pictures of the parent